Y5tb8ynks4b9g95sxjw5

US Risk & Compliance Manager

N26·New York City, NY

Stephanie Balint

Stephanie Balint Hiring

COO ·N26 ·

N26 is Europe’s first Mobile Bank with a full European banking license and is setting new standards in banking. N26 has redesigned banking for the smartphone, making it simple, fast, and contemporary. The company was founded in 2013 by Valentin Stalf and Maximilian Tayenthal and now employs 300 people in the Berlin headquarters. To date, N26 has acquired more than 500,000 clients in 17 European countries. N26 has raised US$55 million from investors around the globe, including Li Ka-Shing’s Horizons Ventures, Battery Ventures, and Valar Ventures. N26’s vision is to make Mobile Banking simple and customer-oriented. As part of its international expansion, N26 is building its US team. We are seeking strong people to support our expansion.

Your Role : You will be responsible for providing guidance on federal and state banking regulations and their associated impact on N26’s operations in the US, including:

  • Regulation CC (Federal Reserve)
  • Regulation DD
  • Regulation E
  • Regulation K (Federal Reserve)
  • Regulation P
  • Regulation Z
  • E-SIGN Act
  • UDAAP
  • BSA/AML
  • KYC/CIP
  • Regulation B

Ensure that N26 has effective systems, procedures, and controls for risk & compliance with requirements and standards under the regulatory system

Lead the operational implementation of such systems, procedures, and controls

Identify gaps in risk & compliance, and address those by implementing systems, procedures, and controls and working with business systems to implement them

Provide guidance on other compliance and risk topics relevant to financial institutions and technology companies

  • PCI-DSS
  • 3rd Party Risk Management
  • Check fraud
  • ACH fraud

Anticipate the impact of financial regulatory change / amendments to N26’s policies and procedures

Maintain issuing bank relationship on compliance-related topics

  • Train and educate colleagues on compliance obligations
  • Address regulatory requests
  • Manage ongoing / monthly / annual compliance reviews
  • Report unusual activity

Establish relationships with relevant governing bodies, including but not limited to the CFPB, FDIC, Federal Reserve, and OCC

Review due diligence requirements for existing and new vendors

This is a unique opportunity to build N26 US’s risk & compliance team for bank operations / regulation from the ground up

  • Create a hiring plan and recruit top talent to support the risk & compliance team’s efforts
  • Have a direct role in developing the team’s culture

Your Profile : You have a minimum of 5 - 7 years of risk & compliance-related experience at a federally regulated bank, FinTech, or other financial institution subject to risk, regulatory, and compliance monitoring

You have advanced knowledge of compliance laws and regulations, banking operations and procedures, and security procedures

You are experienced with the development and operational implementation of risk and compliance policies, programs, and procedures, including regulatory risk assessments

You come with a strong hands-on mentality with a focus on execution, and high motivation to take an active role in our company

Excellent interpersonal and communication skills required, both verbal and written

You operate well under stress, even faced with tight timelines for ambitious deliverables

You have some international experience (study or work abroad) and thrive in a multicultural environment

BA or BS degree with strong academic performance; JD or LLM strongly preferred

Advanced industry certifications or certificates (e.g., CAMS) strongly preferred

You have or are eligible for US working authorization

*What we offer : * Exciting and varied tasks, as well as great colleagues

A crucial role in a highly motivated, talented, and international team

High degree of autonomy

Flat hierarchies, as well as short and open channels of communication

Full time role in NYC

Competitive remuneration

Link
n26.com/jobs/915657/


Operations
Full Time
Skills
Compliance Audits Risk Management
Company
Y5tb8ynks4b9g95sxjw5
N26

We are The Mobile Bank. Technology and design empower everything we do. Our vision is to build a bank the world loves to use.

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